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Kern Initiative for Talent and Entrepreneurship

Are you a for-profit entrepreneur, nonprofit organization, or small business owner looking for assistance during the COVID-19 crisis? The partners and resources listed below provide critical support, programs, and funding for those in need. We’re here to deliver support for starting, stabilizing, sustaining and growing your business.

GRANTS AND LOANS APPLICATION LINKS (13)

Kern County's Microbusiness Relief Grant

Kern County's Microbusiness Relief Grant

Author - Employers' Training Resource


$2,500 for Eligible Kern County Microbusinesses

Must complete a (1) page application and e-mail it to info@kedf.org

Funded in part through a grant from the California Office of the Small Business Advocate

  • Must have (0-4) full-time equivalent employees
  • Be operational before December 2019 and have a physical presence in the County of Kern
  • Currently active and operating or with a clear plan to reopen
  • Less than ($50,000) in revenues in the 2019 taxable year

*Please e-mail info@kedf.org for a Spanish application 

Shuttered Venue Operators Grants

Shuttered Venue Operators Grants

Author - U.S. Small Business Administration


The Shuttered Venue Operators Grant provides emergency assistance for eligible venues affected by Covid-19.

Learn More

Now Open: Shuttered Venue Operators Grant awardees can start submitting applications for supplemental funding. 

SBA is beginning supplemental notifications to eligible Shuttered Venue Operators Grant awardees.

Those who received an initial grant and can show a 70% loss when comparing 2021’s first-quarter revenues to the same in 2019 are eligible to receive a supplemental grant. Awardees can choose to apply for any amount up to 50% of their original Shuttered Venue Operators Grant amount, with a $10 million cap of the initial and supplemental awards combined. The supplemental funds also allow Shuttered Venue Operators Grant awardees to extend the time to use their grant funds for expenses accrued through June 30, 2022, and lengthen their budget period to 18 months from the initial grant’s award date.

California Family Farmer Emergency Fund

California Family Farmer Emergency Fund

Author - Community Alliance with Family Farmers


The California Family Farmer Emergency Fund offers direct financial support to small-scale farmers impacted by disaster with the aim of helping them weather the storm.

Learn More

From wildfires to drought to global pandemics, farming is a risky business. This is even more true for smaller family farms and those from Black, Indigenous, and People of Color (BIPOC), immigrant, and disadvantaged communities. Despite being the heart of our local food systems, these community-scale entrepreneurs too often fall between the cracks of traditional safety nets and government aid. That’s where we come in. The California Family Farmer Emergency Fund offers direct financial support to small-scale farmers impacted by disaster with the aim of helping them weather the storm.

Eligibility

  • Family farmers who are actively working the land derive a portion of their income from their own farm business and are involved in the farm's day-to-day operations.
  • Farmers whose operations make a minimum of $10,000 and a maximum of $400,000 in gross sales annually
  • Because of systems of historical oppression, the most vulnerable populations often bear the brunt of a crisis. For this reason, at least 50% of all grant funds will be awarded to farmers of color, immigrant farmers, and undocumented farmers.
California Small Business COVID-19 Relief Grant Program

California Small Business COVID-19 Relief Grant Program

Author - CalOSBA


The California Small Business COVID-19 Relief Grant Program provides competitive micro-grants ranging from $5,000 to $25,000 to eligible small businesses and nonprofits impacted by COVID-19 and the related health and safety restrictions.

Learn More

Round 9: New Applicants and Waitlisted applicants from certain previous rounds. Application window: Thursday, September 9 through Thursday, September 30, 2021. 

Eligible applicants: current waitlisted applicants from certain previous rounds and new applicants that meet eligibility criteria found at CAReliefGrant.com

Eligible grant award: $5,000 – $25,000

Details: Applicants not selected to move forward in the review process in Rounds 1, 2, 3, 5, 6, or 7 do not need to re-apply and automatically move into Round 9. New applicants will need to apply at CAReliefGrant.com

California Small Business COVID-19 Relief Grant Program

California Small Business COVID-19 Relief Grant Program

Author - CalOSBA


The California Small Business COVID-19 Relief Grant Program provides competitive micro-grants ranging from $5,000 to $25,000 to eligible small businesses and nonprofits impacted by COVID-19 and the related health and safety restrictions.

Learn More

Round 8 Nonprofit Cultural Institutions

Application window: Friday, August 27 through Wednesday, September 8, 2021

Eligible applicants: Only non-profit cultural institutions with any revenue size that meet eligibility criteria found at CAReliefGrant.com

Eligible grant award: $5,000 – $25,000

Details: Approximately $16 Million dollars remain under the Nonprofit Cultural Institutions Program. Eligible nonprofit cultural institutions must complete a new application even if they already applied in Rounds 1,2, 5, or 6.; nonprofit cultural institutions that applied in Round 4 do not need to re-apply; grants will only be available to nonprofit cultural institutions that did not receive funding in any previous rounds; grants will be prioritized based on the documented percentage revenue declines based on a reporting period comparing Q2 and Q3 of 2020 versus Q2 and Q3 of 2019

SBA Announces Opening Of Paycheck Protection Program Direct Forgiveness Portal

SBA Announces Opening Of Paycheck Protection Program Direct Forgiveness Portal

Author - U.S. Small Business Administration


The new portal will streamline applications for loans $150K or less for over 6.5 million businesses

PPP Loan Forgiveness

PPP Loan Forgiveness

Author - Internal Revenue Service


Borrowers may be eligible for Paycheck Protection Program (PPP) loan forgiveness

Learn More

Paycheck Protection Program borrowers: If your loan is $150,000 or less, you may be eligible to apply for direct forgiveness through SBA using their new online portal. Watch a video about how to use the portal or tune in to their training session on Thursday, September 2 at 2:30 p.m. ET.

Targeted EIDL Advance Reevaluation

Targeted EIDL Advance Reevaluation

Author - U.S. Small Business Administration


Effective immediately, applicants can send a request for reevaluation of a Targeted EIDL Advance application that was declined.

Applicants should follow these instructions when requesting a reevaluation: 

  • Send an email to TargetedAdvanceReevaluation@sba.gov
  • Use the subject line "Reevaluation Request for [insert your 10-digit application number]" 
  • In the body of the email, include identifying information for the application such as application number, business name, business address, business owner name(s), and phone number
  • Important: Included an explanation and any documentation that addresses the reason for the decline, if available. SBA will contact applicants if additional documentation is required to complete the review. 
California Rebuilding Fund

California Rebuilding Fund

Author - Access Plus Capital


A new program built to support California's small business owners as they adapt and navigate the effects of Covid-19

Learn more and apply for a loan today

See full article

The Fund, which includes an anchor commitment from the State of California’s Infrastructure and  Economic Development Bank (“IBank”), will offer flexible, transparent, and designed loans to sustain small businesses through these challenging economic times. The funds are being deployed by participating community lenders, and businesses with up to 50 full-time employees and gross revenues of less than $2.5 million or below in 2019 may be eligible to apply.

City of Bakersfield ReSTART Loan to Grant Program

City of Bakersfield ReSTART Loan to Grant Program

Author - Access Plus Captial


The city of Bakersfield unveiled a new, $1.9 million program Friday designed to help local small businesses hurt by the COVID-19 pandemic by offering forgivable loans of up to $50,000 based on the size of their payroll.

Apply Now

See Full Article

Credit History

Required to verify business owner has not filed for bankruptcy in the last 3 years or has outstanding tax liens.

Eligible Uses

Working Capital (Payroll costs, including costs for employee vacation, parental, family, medical, and sick leave, employee-related insurance, rent, inventory, supplies/materials, utilities, professional services, and more)

Geography

City of Bakersfield

The deadline to apply is November 30, 2021, 11:59 PM: or until funds are fully disbursed.

Tax credit and filing assistance - Covid-19

Tax credit and filing assistance - Covid-19

Author - SBA


Details to come

California Competes Tax Credit

California Competes Tax Credit

Author - California Governor’s Office of Business and Economic Development


The California Competes Tax Credit (CCTC) is an income tax credit available to businesses that want to locate in California or stay and grow in California. Businesses of any industry, size, or location compete for over $180 million available in tax credits by applying in one of the three applicat...

COVID-19-Related Employee Retention Credits: How to Claim the Employee Retention Credit FAQs

COVID-19-Related Employee Retention Credits: How to Claim the Employee Retention Credit FAQs

Author - IRS


In anticipation of receiving the Employee Retention Credit, Eligible Employers can fund qualified wages by: (1) accessing federal employment taxes, including withheld taxes that are required to be deposited with the IRS, and (2) requesting an advance of the credit from the IRS for the amount of t...

First Step Resources (4)


Tags : Accounting & Finance Management, Business Setup, Education & Training, Funding, Development, & Capital, Mentorship

The CSU Bakersfield Small Business Development Center (SBDC) promotes the development, growth and success of small businesses and aspiring entrepreneurs throughout Kern, Inyo and Mono Counties.

Federal Resources for U.S. Small Businesses

Federal Resources for U.S. Small Businesses

Click here for website


Tags : Accounting & Finance Management

Welcome to the official federal resource website for U.S. small businesses affected by COVID-19 (Coronavirus). You can view relevant federal agency resources, access the latest news, and search for...

Kern Community Foundation Nonprofit Empowerment Center

Kern Community Foundation Nonprofit Empowerment Center

Click here for website

(661) 325-5346


Tags : Education & Training, Support for Non-profit Organizations

Resiliency is defined as the capacity to recover quickly from difficulties; the ability to spring back into shape; toughness.Added to the Visibility, Capacity, and Sustainability Kern Community...

Kern Initiative for Talent and Entrepreneurship

Kern Initiative for Talent and Entrepreneurship

Click here for website

(661) 379-6410

info@gokite.org


Tags : Accounting & Finance Management, Business Setup, Community Support, Education & Training, Funding, Development, & Capital, Incubators & Accelerators, Networking, Coworking Space, Support for Non-profit Organizations, Commercialization, Mentorship, Business Support Organizations, Small Businesses, Facilitation, Grant Writing

With our network of resource partners, we help entrepreneurs navigate their business ownership journey. With the vast knowledge of our network, we build relevant, helpful + supporting resources + c...

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Recommended Content (11)

SBA Administrator Guzman Announces Key Policy Change: Existing Disaster Loan Program Borrowers to Receive an Additional Deferment

SBA Administrator Guzman Announces Key Policy Change: Existing Disaster Loan Program Borrowers to Receive an Additional Deferment

Author - U.S. Small Business Administration


Starting immediately, Agency extends additional relief to small businesses

Learn More

WASHINGTON – Today, Administrator Isabella Casillas Guzman, head of the U.S. Small Business Administration (SBA) and the voice for America’s 32.5 million small businesses in President Biden’s Cabinet, directed the Agency to provide additional deferment of principal and interest payments for existing  COVID Economic Injury Disaster Loan (EIDL) program Borrowers for a total of 30 months deferment from inception on all approved COVID EIDL loans. The extended deferment period will provide additional flexibility to small business owners impacted by the pandemic, especially those in hard-hit sectors managing disruption with recent variants and recent supply chain and inflation challenges amid a growing economic recovery.

Since its inception, the COVID EIDL program, a federal disaster relief loan, has allocated more than $351 billion in relief aid to 3.9 million borrowers, including the smallest of small businesses from historically underserved, disadvantaged communities. 

“Though our small business owners continue to power a historic economic recovery under the Biden-Harris Administration, we must continue to do everything in our power to meet our small businesses where they are with resources to ensure they can recover and thrive,” said SBA Administrator Guzman. “This extended principal and interest deferment will provide financial relief to millions of small business owners – particularly those hardest-hit by the pandemic and related marketplace challenges – so they can continue to pivot, adapt, and grow.”

Key information regarding deferment: 

  • This deferment extension is effective for all COVID-EIDL Loans approved in calendar years 2020, 2021, and 2022. Loans now have a total deferment of 30 months from the date of the Note. Interest will continue to accrue on the loans during the deferment.
  • Borrowers may make partial or complete payments during the deferment period but are not required to. The SBA recommends using www.pay.gov.
  • The SBA will not send monthly SBA Form 1201 payment notices; however, the SBA will send regular payment reminders via email.
  • Existing COVID EIDL Borrowers can find account balances and payment due dates in the SBA Capital Access Financial System (CAFS) and learn how to set up an account in the CAFS system by logging in at Capital Access Financial System (sba.gov). 
  • Deferments may result in balloon payments. The deferment will not stop any established Preauthorized Debit (PAD) or recurring payments on the loan. COVID-EIDL Borrowers with an SBA established PAD must contact their SBA servicing center to stop recurring payments during the extended deferment period. COVID-EIDL Borrowers who have established a PAD through Pay.Gov or other bill pay services are responsible for terminating recurring payments during the extended deferment period.
  • After the deferment period ends, COVID-EIDL Borrowers will be required to make regular principal and interest payments beginning 30 months from the date of the Note. 

In September 2021, Administrator Guzman announced major enhancements to the COVID Economic Injury Disaster Loan (EIDL) program. Key changes announced included:

  • Increased COVID EIDL Cap. The SBA lifted the COVID EIDL cap from $500,000 to $2 million. Loan funds can be used for normal operating expenses and working capital, including payroll, purchasing equipment, and paying off debt.
  • Implementation of a Deferred Payment Period. The SBA ensured small business owners did not have to begin COVID EIDL repayment until two years after loan origination so that they could continue operating during the pandemic without having to worry about making ends meet.
  • Establishment of a 30-Day Exclusivity Window. To ensure Main Street businesses have additional time to access these funds, the SBA implemented a 30-day exclusivity window of approving and disbursing funds for loans of $500,000 or less. Approval and disbursement of loans over $500,000 began after the 30-day period.
  • Expansion of Eligible Use of Funds. The SBA allowed COVID EIDL funds to be used to prepay commercial debt and make payments on federal business debt.
  • Simplification of affiliation requirements. To ease the COVID EIDL application process for small businesses, the SBA established simplified affiliation requirements to model those of the Restaurant Revitalization Fund (RRF). 

 Application Process and Fraud Control Enhancements 

In addition to the policy enhancements, the SBA has invested in optimized processes and increased capacity to improve the customer service experience for applicants. Directed by Administrator Guzman to swiftly and drastically enhance COVID EIDL, the revamped management team implemented new processes and performance management, such as prioritizing personnel for COVID EIDL and increasing the average number of applications decisions made. At the time, the SBA accelerated daily processing of loan increases from close to 2,000 applications to more than 37,000 applications. Loan officer productivity also went from 1.86 to 15 applications per day. As a result of these increased loan review rates, the 600,000+ loan increase backlog was cleared, and new applications were processed immediately. 

At the same time, and to ensure taxpayer dollars are used to support businesses that need COVID EIDL funding most, the SBA increased fraud controls and is working in collaboration with the SBA Inspector General to closely monitor the program. 

Further Details for SBA Customers  

Borrowers with questions can call SBA’s COVID EIDL Customer Service Center toll-free at 1-833-853-5638 (borrowers who are deaf, hard of hearing, or have a speech disability can dial 7-1-1 to access telecommunications relay services) or email DisasterCustomerService@sba.gov for additional assistance. The center is open Monday through Saturday from 8 a.m. to 8 p.m. ET. Multilingual representatives are available. Small business owners may also contact SBA’s Resource Partners by visiting www.sba.gov/local-assistance. For additional information on COVID EIDL, please visit www.sba.gov/relief

Labor Workforce and Development Agency Coronavirus Employer Portal

Labor Workforce and Development Agency Coronavirus Employer Portal

Author - CA.Gov Labor & Workforce Development Agency


Select your county and industry to create a tailored road map of information for your business to ensure safe and compliant operations and/or reopening.

Learn More

The Labor Workforce and Development Agency Coronavirus Employer Portal has been updated with changes to state guidelines that are effective June 15th, as well as Cal/OSHA’s revised Emergency Temporary Standards that are effective June 17th.

Making Payments for Deferred Tax Reported by Third Party Payers

Making Payments for Deferred Tax Reported by Third Party Payers

Author - Internal Revenue Service


The Coronavirus, Aid, Relief and Economic Security Act - CARES ACT - allowed employers to defer the deposit and payment of the employer's share of Social Security taxes and self-employed individuals to defer payment of certain self-employment taxes.

Tax credits help small employers provide paid leave to employees getting the Covid-19 vaccines.

Tax credits help small employers provide paid leave to employees getting the Covid-19 vaccines.

Author - Internal Revenue Service


Under the American Rescue Plan, employers are entitled to tax credits for providing paid leave to employees who take time off related to Covid-19 vaccinations.

The American Rescue Plan Act of 2021 (ARP) allows small and midsize employers and certain governmental employers to claim refundable tax credits that reimburse them for the cost of providing paid sick and family leave to their employees due to COVID-19, including leave taken by employees to receive or recover from COVID-19 vaccinations. The ARP tax credits are available to eligible employers that pay sick and family leave for leave from April 1, 2021, through September 30, 2021.

Access full article

Temporary 100-Percent Deduction for Business Meal Expenses

Temporary 100-Percent Deduction for Business Meal Expenses

Author - Internal Revenue Service


The Treasury Department and the Internal Revenue Service today issued Notice 2021-25 providing guidance under the Taxpayer Certainty and Disaster Relief Act of 2020.

Notice 2021-25 provides guidance regarding the temporary 100-percent deduction for expenses paid or incurred in 2021 and 2022 for food and beverages provided by a restaurant. In particular, the notice explains when the temporary 100-percent deduction applies and when the 50-percent limitation continues to apply for purposes of § 274 of the Internal Revenue Code. 

Beginning Jan. 1, 2021, through Dec. 31, 2022, businesses can claim 100% of their food or beverage expenses paid to restaurants as long as the business owner (or an employee of the business) is present when food or beverages are provided, and the expense is not lavish or extravagant under the circumstances.

Where can businesses get food and beverages and claim 100%?

Under the temporary provision, restaurants include businesses that prepare and sell food or beverages to retail customers for immediate on-premises and/or off-premises consumption.  However, restaurants do not include businesses that primarily sell pre-packaged goods, not for immediate consumption, such as grocery stores and convenience stores. 

Additionally, an employer may not treat certain employer-operated eating facilities like restaurants, even if a third party operates these facilities under contract with the employer.

Employee Retention Credit under the CARES Act

Employee Retention Credit under the CARES Act

Author - Internal Revenue Service


IRS issued guidance for employers claiming the employee retention credit under the Coronavirus Aid, Relief, and Economic Security Act modified by the Taxpayer Certainty and Disaster Tax Relief Act of 2020.

Notice 2021-23 explains the changes for the first and second calendar quarters of 2021, including:

  • the increase in the maximum credit amount
  • the expansion of the category of employers that may be eligible to claim the credit
  • modifications to the gross receipts test
  • revisions to the definition of qualified wages
  • new restrictions on the ability of eligible employers to request an advance payment of the credit

Eligible employers can now claim a refundable tax credit against the employer share of Social Security tax equal to 70% of the qualified wages they pay to employees after December 31, 2020, through June 30, 2021. Qualified wages are limited to $10,000 per employee per calendar quarter in 2021. The maximum employee retention credit available is $7,000 per employee per calendar quarter, for a total of $14,000 for the first two calendar quarters of 2021.

Employers can get the employee retention credit for the first two calendar quarters of 2021 before filing their employment tax returns by reducing employment tax deposits. Small employers may request advance payment of the credit on Form 7200, Advance of Employer Credits Due to COVID-19, after reducing deposits. Some limits and eligibility requirements apply. In 2021, advances are not available for large employers. Instructions on how to calculate and claim the employee retention credit for the first two calendar quarters of 2021 are available in Notice 2021-23.

Under the American Rescue Plan Act of 2021, the employee retention credit is available to eligible employers for wages paid during the third and fourth quarters of 2021. The Department of the Treasury and the IRS will provide further guidance on this later.

Target EIDL Advance

Target EIDL Advance

Author - U.S. Small Business Administration


COVID-19 Targeted EIDL Advance was signed into law on December 27, 2020, as part of the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act. The Targeted EIDL Advance provides businesses located in low-income communities with additional funds to ensure small business continuity...

See Full Article

Advance funds of up to $10,000 will be available to applicants located in low-income communities who previously received an EIDL Advance for less than $10,000 or those who applied but received no funds due to lack of available program funding.

Applicants do not need to take any action at this time.
SBA will reach out to those who qualify.

SBA will first reach out to EIDL applications that already received a partial EIDL Advance (between $1,000 - $9,000). Applicants will be contacted directly by SBA via email in the coming weeks with instructions to determine eligibility and submit documentation. 

All communications from SBA will be sent from an official government email with an @sba.gov ending. Please do not send sensitive information via email to any address that does not end in @sba.gov.

Applicants may qualify if they:

  • They are located in a low-income community. To help applicants determine if they are located in a low-income community as defined in section 45D(e) of the Internal Revenue Code, a mapping tool is available at https://sbaeidl.policymap.com/app. Note that the business address must be located in a low-income community to qualify, so SBA encourages potential applicants to check the map to see if they meet the low-income community eligibility requirement before you apply; AND
  • Can demonstrate more than 30% reduction in revenue during an 8-week period beginning on March 2, 2020, or later. If an applicant meets the low-income community criteria, they will be asked to provide gross monthly revenue (all forms of combined monthly earnings received, such as profits or salaries) to confirm the 30% reduction. 

Next, SBA will reach out to those who applied for EIDL assistance on or before December 27, 2020 but did not receive an EIDL Advance due to lack of program funding. These applicants will receive an email from SBA with instructions to determine eligibility and submit documentation. Applicants may qualify for a Targeted EIDL Advance if they meet the above criteria (low-income location and reduction in revenue) AND:

  • Have 300 or fewer employees. Business entities normally eligible for the EIDL program are eligible, including sole proprietors, independent contractors, and private, nonprofit organizations. Agricultural enterprises are not eligible. 

All applicants may be asked to provide an IRS Form 4506-T to allow SBA to request tax return information on the applicant's behalf.

Please do not submit duplicate COVID-19 EIDL applications. Only prior applicants will be considered for the Targeted EIDL Advance.

SBA will reach out to you if you qualify!

Targeted EIDL Frequently Asked Questions

Covid-19 Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses FAQs

Covid-19 Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses FAQs

Author - Internal Revenue Service


COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Businesses FAQs

Access article HERE

Points Every Organization Should Know About the Changes to the Paycheck Protection Program

Points Every Organization Should Know About the Changes to the Paycheck Protection Program

Author - CBIZ


The Consolidated Appropriations Act (the Act) released at the end of December brought significant changes to the Paycheck Protection Program and may open up the door for organizations to receive additional relief from the COVID-19 pandemic.

Access here

Under the Act, the Paycheck Protection Program (PPP) received $284.5 billion in additional funding but there were some key changes to any new loans (PPP2 loans) and who can access the funding. Here are some of the key items to understand about what changed (and what didn’t) under the Act.

COVID-19 Employer Playbook

COVID-19 Employer Playbook

Author - California For All and California Department of Health


Estimated reading time: 49 minutes, 40 seconds.

Responding to COVID-19 in the Workplace for Employers

Responding to COVID-19 in the Workplace for Employers

Author - California Department of Public Health


Estimated reading time: 18 minutes, 9 seconds.